OPTIMIZING THE OPERATION OF BANK MOBILE APPLICATIONS BASED ON DIGITAL TECHNOLOGIES

Abstract

Enter. Currently, revolutionary changes are taking place in the world financial
and banking system, primarily due to the rapid growth of the market share of such
elements as electronic payment systems of the digital economy, cryptocurrencies and
lending without intermediaries. First of all, there is a rapid increase in the volume of
crediting of mobile payments. It is known that, unlike traditional fields of activity, the
market value of Internet companies does not have any material basis, and the more
useful information the company has collected, the cheaper the production of a product
(or service) becomes. Currently, the number of digital banks and financial institutions
that do not have their own offices and ATMs is growing rapidly.